{"id":795,"date":"2025-06-24T06:11:11","date_gmt":"2025-06-24T06:11:11","guid":{"rendered":"http:\/\/52.87.205.15\/?page_id=795"},"modified":"2025-06-24T06:14:04","modified_gmt":"2025-06-24T06:14:04","slug":"terms","status":"publish","type":"page","link":"https:\/\/www.soteriamarket.com\/index.php\/terms\/","title":{"rendered":"Terms"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"795\" class=\"elementor elementor-795\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96c4151 e-flex e-con-boxed e-con e-parent\" data-id=\"96c4151\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d471e4 elementor-widget elementor-widget-heading\" data-id=\"5d471e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Welcome to Soteria. We appreciate your interest in the service. It is important that you read, understand and adhere to the following terms and conditions:<\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">General Terms and Conditions<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The following terms and conditions (the \u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">T&amp;C<\/span>\u201d) govern your use of the Platform. The T&amp;C applies to all users of the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">All use of the Platform is subject to the T&amp;C and, in some cases, a User Agreement (as defined below) that you may have executed with us. By accessing and using the Platform, you acknowledge, accept, and agree to the T&amp;C and all other terms, conditions, procedures and policies that may be published from time to time on the Platform by us, each of which is incorporated by reference, including providing truthful and accurate responses to inquiries by Soteria from time to time.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The T&amp;C represents a binding contract between you and Soteria, and together with any other agreements between you and Soteria, including without limitation, a User Agreement, that govern your use of products, features, contents, applications and services available on the Platform. Specifically, if you or the company that you represent has entered into or will enter into a User Agreement, the terms and conditions of the T&amp;C are hereby incorporated into the User Agreement by this reference as if fully stated therein.&nbsp;<i data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">In the event of a conflict between the T&amp;C and the User Agreement, the terms of the User Agreement shall prevail.&nbsp;<\/span><\/i>Each User represents and warrants that you have the authority to adhere to the T&amp;C on behalf of the User Account. If you do not agree with anything contained in the T&amp;C, you are prohibited from submitting information to, accessing information from, or otherwise utilizing the Platform. Soteria reserves the right to change the T&amp;C, from time to time, upon notice to Users and Users, who will be notified by the email address registered with Soteria or via the Soteria platform. In the case of any changes to Pricing, Payments and Billing, Soteria will notify the primary user of your User Account by email 30 days before any change goes into effect. Use of the Platform 30 day following an email notification or an electronic posting announcement of any changes to the T&amp;C shall be deemed to be acceptance thereof by you. In the T&amp;C, we may refer to a User \/ User Account \/customer \/reader \/ entity as \u201cyou\u201d. You agree to keep business information and trade secrets of Soteria, including, but not limited to the terms and pricing set forth herein, and any user account information confidential until such information becomes known to the public generally without your fault and except to the extent that disclosure may be required by law, regulation or legal process.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Definitions<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Accredited Investor<\/span>\u201d within the meaning of Rule 501 of Regulation D under the Securities Act.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Acquisition Transaction<\/span>\u201d shall mean, in connection with any transaction or series of related transactions in which (i) legal rights of a creditor or shareholder are sold and\/or assigned and\/or transferred and\/or leased by Seller and\/or Borrower; and\/or<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">(ii) a Buyer makes an investment in the Borrower and\/or provides debt or equity funding to the Borrower and\/or takes upon itself any risk, commitment or responsibility of the Seller, directly or indirectly; and\/or (iii) the Seller\u2019s or Borrower\u2019s voting power is transferred, or the sale, lease, transfer, exclusive license or other disposition, in a single transaction or series of related transactions, by the Seller or Borrower or any subsidiary of any of them, of all or substantially all the assets, or intellectual property of the selling party and its subsidiaries taken as a whole (whether by merger, consolidation or otherwise), of one or more subsidiaries of such<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">party if substantially all of the assets of the selling party and its subsidiaries taken as a whole are held by such subsidiary or subsidiaries, or (ii) the sale, lease, transfer, exclusive license or other disposition, in a single transaction or series of related transactions, by a Seller and\/or Borrower or any subsidiary of such party, of all or substantially all the assets, or intellectual property of a division or business unit of such Borrower.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">When a Seller uses the Platform in order to make a transaction with respect to its rights as a creditor towards the Borrower, any transaction made by the Borrower with any User Account will be deemed as an Acquisition Transaction, whether or not the User Account was a direct party to such agreement.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Borrower<\/span>\u201d shall mean any individual, company, partnership and any other entity that borrowed and\/or owes money to a User Account.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 3pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Content<\/span>\u201d means the contents of the Platform and any products or services provided or sold by Soteria, including the Platform\u2019s look and feel, text, graphics, logos, button icons, images, audio and video clips (if any) and software, as well as the compilation of businesses, advisors, investors and lenders on the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Consummated Transaction<\/span>\u201d means, with respect to a Shared Deal Opportunity, the earlier of, (i) the closing of an Acquisition Transaction as contemplated in clause<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">(A) of the definition of Transaction Consideration, (ii) the initial payment of consideration or purchase for the securities as contemplated in clause (B) of the definition of Transaction Consideration, and (iii) the initial payment of cash or other consideration by the acquirer or lender or the event upon which any amounts are made available to be deployed from lender as contemplated in clause (C) of the definition of Transaction Consideration (such date being the \u201cTransaction Close Date\u201d). In the event of an earn-out, the part of the Transaction Consideration allocated to the earn-out provision shall be deemed \u201cCompleted\u201d.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Deal Opportunity<\/span>\u201d means an opportunity to either sell a business or seek capital (equity and\/or debt) that is offered on the Platform by a User Account.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 3pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">NDA<\/span>\u201d means any non-disclosure, confidentiality or other similar agreement, including any supplements or amendments thereto.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Per Deal Fee<\/span>\u201d means a fee charged to a User Account for each Shared Deal Opportunity as may be set forth in the User Agreement of the User Account.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Platform<\/span>\u201d means the products, features, contents, applications and services provided by Soteria on its websites.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Securities Act<\/span>\u201d means the Securities Act of 1933, as amended, together with the rules and regulations promulgated thereunder.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Seller<\/span>\u201d shall mean a User Account using the Platform to sell, lease, assign, transact or otherwise dispose its rights as a creditor toward a Borrower and\/or is seeking another party to replace him as a creditor and\/or any User Account who is looking to sell any assets. Without derogating from the above, any User Account who entered into a Seller User Agreement with Soteria and\/or received a Seller User Password will be deemed as Seller in this T&amp;C.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Shared Deal Opportunity<\/span>\u201d is a Deal Opportunity that is shared with a User Account.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Soteria<\/span>\u201d, \u201cwe\u201d, \u201cus\u201d or \u201cour\u201d means Soteria Market Inc., its subsidiaries, affiliates, assignees and its and their officers, directors, employees and agents. However it is hereby clarified that Soteria will not be bound to any commitment, undertaking or obligation created by any employee and\/or agent, unless such commitment,<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">undertaking or obligation was created by an authorized officer of the company and was duly approved in writing by Soteria.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 3pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Success Fee<\/span>\u201d means a \u201csuccess fee\u201d as contemplated in the User Agreement that is paid to Soteria in connection with a Consummated Transaction.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Tail<\/span>\u201d means the eighteen (18) month period following the receipt of a \u201cShared Deal Opportunity.\u201d<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Transaction Consideration<\/span>\u201d shall mean as follows:<\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><ol data-v-01372f05=\"\" type=\"A\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px\"><li data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">In the case of an Acquisition Transaction, the total enterprise valuation of the transaction, including without limitation, the value of the acquired securities, assets or license, whether paid for in cash, stock or any other non-cash consideration, plus any debt (whether directly or arranged for through a third party, seller debt, and\/or assumed debt in such transaction) and any earn-out or similar contingent payment provided for in the definitive documents.<\/p><\/li><li data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">In the case of any equity investment (that provides for the acquisition of at least twenty-five percent (25%) of the voting control) or acquisition of assets, license or other disposition of property that is not an Acquisition Transaction, including without limitation, any acquisition of equity securities or securities that are convertible into equity securities (e.g., preferred stock or convertible debt and upon the conversion of such securities the holder(s) acquire at least twenty-five percent (25%) (in the aggregate) of the voting control of the issuer; convertible debt shall be deemed an equity investment for purposes of the T&amp;C) or joint venture, the total value of any acquired securities, assets, license or other disposition or property or joint venture whether paid for in cash or stock or any other non-cash consideration, plus any third party debt arranged for in connection with the securities acquisition.<\/p><\/li><li data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">In the case of the deployment or arrangement of debt, excluding convertible debt contemplated in clause (B) above, (whether directly or indirectly through a third party), the total maximum amount of capital contractually agreed to be deployed at the time of the closing of the applicable debt transaction, regardless of the timing of actual cash distributions (including capital deployed after termination of your User Agreement).<\/p><\/li><li data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">In the event of an earn-out or similar contingent payment with respect to any transaction contemplated by clauses (A), (B) and (C), the part of the Transaction Consideration allocated to the earn-out provision or similar contingent payment shall be deemed \u201cCompleted\u201d, at the time the earn-out or similar contingent payment is funded or paid (whether in cash or other assets).<\/p><\/li><\/ol><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">User<\/span>\u201d shall mean an individual who uses the Platform as part of a User Account and is an authorized person or agent of the User Account;<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">User Account<\/span>\u201d shall mean a company, entity or an individual using Soteria to market or source transaction opportunities or otherwise use the Platform for any purpose;<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">A User Account may have one or more Users.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">\u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">User Agreement<\/span>\u201d means any User Agreement or other signed agreement (including, without limitation, an order form) that a User Account has entered into with Soteria.<\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 3pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Uses of the Platform and Key Limitations<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The Platform is designed so that financial institutions, asset managers and other sophisticated investors can confidentially identify, connect, and be found by one another for the purposes of originating business opportunities related to illiquid assets. Any User Account that wishes to confidentially share a Deal Opportunity shall be permitted to do so as long as the Deal Opportunity complies with the T&amp;C and the User adheres to the Soteria Code of Conduct as set forth below. User Accounts and Users of the Platform use a variety of tools to initiate such processes, including document creation and hosting tools, deal communication and messaging tools, and a variety of reporting, workflow and analytic tools.&nbsp;<i data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Soteria is not involved in any way with the actual transaction between buyers and sellers, and does not render any investment or legal advice in connection therewith.<\/span><\/i><\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">None of the information submitted on the Platform with respect to any Deal Opportunity constitutes a solicitation, offer, opinion, or recommendation by Soteria to buy or sell any assets or securities or other financial instruments or to provide legal, tax, accounting, or investment advice or services regarding the suitability or profitability of any security of any kind, investment or transaction. Soteria makes no recommendations and offers no opinion in connection with the merit of any Deal Opportunity or the recommendation of any Deal Opportunity to any User Account.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">For these reasons, all Users of the Platform agree to be responsible for their own due diligence and the legal and regulatory compliance of any Deal Opportunity, and Soteria makes no representation or assurance about such compliance. Soteria is not responsible for information or material made available through the Platform that contain typographical errors or inaccuracies. In addition, Soteria does not control the information or material provided by other users that is made available through the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Users are required to provide true and accurate information, and to update and maintain such information, but Soteria cannot and does not confirm the accuracy of information provided. In addition, Users and User Accounts may be asked, from time to time, to certify certain information regarding their User Accounts, including User information, profile, information on transactions they are currently working on and information relating to Consummated Transactions.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Eligibility to Use Soteria<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The Platform is offered only for your use, and not for the use or benefit of any third party. We may, in our sole discretion, refuse to offer the Platform to any person or entity and change our eligibility criteria at any time. You are solely responsible for ensuring that as applicable to you, the T&amp;C is in compliance with all applicable laws, statutes, ordinances, rules and regulations. Any breach of the T&amp;C shall cause the User Account and each User that caused any such breach to be liable to Soteria for any and all damages suffered by Soteria. Your right to access the Platform will be immediately revoked where (i) the T&amp;C or use of the Platform is prohibited, (ii) you materially breach the T&amp;C, (iii) to the extent the offering, sale or provision of the Platform conflicts with any applicable law, statute, ordinance, rule or regulation, or<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">(iv) as otherwise contemplated in the T&amp;C.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Soteria reserves the right to refuse service, terminate relationships, and\/or cancel User Agreement in its sole discretion.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">If you do not agree to the T&amp;C, the User Agreement, the Privacy Policy, or any other subsequently referenced agreements or documentation, you must not access the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Age Requirement<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">In order to create a User Account or be a User of the Platform, you represent and warrant that you are at least 18 years of age. If you are under age 18, you may not, under any circumstances or for any reason, use the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Accredited Investor Certification<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">In order to participate in the Platform as an investor or lender, you must be an \u201cAccredited Investor\u201d and you hereby represent and warrant that you are an Accredited Investor. Accredited Investor is defined (as of the date referenced above) to include the following categories of investors (among others):<\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">a corporation, partnership, or charitable organization (within the meaning of section 501(c)(3) of the Internal Revenue Code), not formed for the specific purpose of acquiring the securities offered, with total assets exceeding $5 million;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">an entity in which all the equity owners are Accredited Investors;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">a natural person who has individual net worth, or joint net worth with the person\u2019s spouse, that exceeds $1 million at the time of such person\u2019s purchase of the securities, excluding the value of the primary residence of such person;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">a natural person with individual income exceeding $200,000 in each of the two most recent years or joint income with a spouse exceeding $300,000 for each of those years and a reasonable expectation of reaching the same income level in the current year;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">a bank, savings and loan association, insurance company, registered investment company, registered broker or dealer, business development company, or a licensed Small Business Investment Company (as such terms are described in Rule 501);<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">an employee benefit plan, within the meaning of the Employee Retirement Income Security Act of 1974, if a bank, savings and loan association, insurance company, or registered investment adviser makes the investment decisions, or if the plan has total assets in excess of $5 million or if such plan is a self-directed plan, with investment decisions made solely by persons that are accredited investors;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px;text-align: justify\">a director, executive officer, or general partner of the issuer of the securities being offered or sold or any director, executive officer or general partner of a general partner of that issuer; or<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">a trust with total assets in excess of $5 million, not specifically formed to acquire the securities offered, whose purchases are directed by a sophisticated person (as such term is described in Rule 501).<\/p><\/li><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 10pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt;line-height: 47.36px\">Your Promises of Conduct<\/h1><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt;line-height: 47.36px\">Registration<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">When signing up for the Platform and creating a User Account or User account on the Platform, you must provide accurate and complete information and keep your User Account or User information updated. You shall not:<\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px;margin: 0px 0px 16px\">select or use as a username a name of another person with the intent to impersonate that person;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">use as a username a name subject to any rights of a person other than you without appropriate authorization;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">use, as a username, a name that is otherwise offensive, vulgar or obscene.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">You are solely responsible for the activity that occurs on your User Account, and for keeping your User password secure. You may never use another person\u2019s User account or registration information for the Platform without authorization from the User Account associated with such User. You must notify us of any change in your eligibility to use the Platform (including any changes to or revocation of any licenses from state authorities), breach of security or unauthorized use of your User Account or User account. You should never disseminate or disclose login information for your User Account or User account other than to authorized persons. Only Users shall have the ability to delete a User Account or their own account.<\/p><\/li><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Acceptable Use<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">By accepting the T&amp;C and using the Platform, you agree not to:<\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Knowingly enter any false information about a company or person;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Intentionally misrepresent your relationship to a deal or transaction;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Provide any false or misleading information to Soteria or any other User or User Account; or<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Engage in any fraudulent activity of any kind.<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">If Soteria permits you to input information into the Platform, you may not (and may not permit any third party to) input any information or content that:<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">you know is false, misleading, untruthful or inaccurate;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">is promotional in nature, including solicitations for funds or businesses, without the prior written authorization of Soteria;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">constitutes junk mail, spam, chain letters, pyramid schemes or the like;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, deceptive, fraudulent, invasive of another\u2019s privacy, offensive, profane, hateful or is racially, ethnically or otherwise objectionable as determined by us in our sole discretion, or otherwise violates the legal rights of others;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">you do not have the right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">infringes any patent, trademark, trade secret, copyright, right of publicity or other proprietary rights of any party or violates any law or contractual duty;<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">impersonates any person or entity, including any of our employees or representatives; or contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, gain access to or limit the functionality of any computer software or hardware, or telecommunications equipment.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;text-indent: 0pt\">You shall&nbsp;<u data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><i data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">not<\/span><\/i><\/u>: (i) take any action that imposes or may impose (as determined by us in our reasonable discretion) an unreasonable or disproportionately large load or burden on our (or our third party providers\u2019) infrastructure; (ii) interfere or attempt to<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">interfere with the proper working of the Platform or any activities conducted on the Platform; (iii) bypass, circumvent or attempt to bypass or circumvent any measures we may use to prevent or restrict access to the Platform (or other accounts, computer systems or networks connected to the Services); (iv) use manual or automated software, devices, or other processes to \u201ccrawl\u201d or \u201cspider\u201d any page of the website;<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;text-indent: 0pt\">(v) harvest or scrape any Content from the Platform; or (vi) otherwise take any action in violation of the T&amp;C.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">You shall&nbsp;<u data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><i data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">not<\/span><\/i><\/u><i data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\"><\/span><\/i>&nbsp;(directly or indirectly): (i) decipher, decompile, disassemble, reverse engineer or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Platform (including without limitation any application), except to the limited extent applicable laws specifically prohibit such restriction; (ii) modify, translate, or otherwise create derivative works of any part of the Platform; or<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;text-indent: 0pt\">(iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">We reserve the right to access, read, preserve, and disclose information (other than any information that you designate as confidential) to the extent necessary to (i) satisfy any applicable law, regulation, legal process or governmental request; (ii) enforce the T&amp;C, including without limitation, investigation of potential violations hereof; (iii) detect, prevent, or otherwise address fraud, security or technical issues;<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;text-indent: 0pt\">(iv) respond to user support requests; or (v) protect the rights, property or safety of us, our Users, Users and the public.<\/p><\/li><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Soteria Users Code of Conduct<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Soteria is a trusted online platform that digitally and confidentially connects qualified sellers and qualified buyers of debts and\/or equity.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">In furtherance of the platform\u2019s objectives and for the benefit of each of its Users, Soteria has established a User Code of Conduct. Soteria reserves the right, in its sole discretion, to enforce the Code of Conduct. Below we detail a subset of activities and behaviors that the Soteria platform rewards and supports:<\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Users who consistently respond quickly to one another<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Users who respond professionally to one another<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Users who consistently engage diligently and in good faith with one another<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Users who provide detailed, accurate and up-to-date information on transactions, including multiple years of financial history and credible forward projections<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Users who provide specific fact-based information supporting their various transaction criteria, ideally derived from historical operating or transaction experience, or thoughtfully developed perspectives<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Users who continuously aspire to cultivate the expertise, resources, and resolve to close lower middle market financial transactions<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px;text-indent: 0pt\">Activities that can get you banned or suspended from the platform, and that will result in other Users reporting or rating you negatively:<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Inappropriately mischaracterizing or providing false company, financial, or personal information<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Lying about or inappropriately mischaracterizing your relationship to a transaction, a management team, or related<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Publishing mis-categorized deals in order to obtain unwarranted reach or attention<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px;margin: 0px 0px 16px\">Sharing a deal with a counterparty without the proper authority or permission to do so<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Neglecting to adhere to any aspect of the terms and conditions herein.<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Circumventing or avoiding your success fee obligations owed to Soteria, either accidentally or intentionally<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Any kind of fraudulent activity<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Abusive behavior of other Users, including but not limited to racist or sexist behavior<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Overly-aggressive sales behavior that leads to repeated User complaints<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">Harassing, abusing, or sending other un-welcomed communications to people (e.g., junk mail, spam, chain letters, phishing schemes)<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">Unprofessional marketing strategies (e.g., writing in all-caps, using hyperbole in your deal descriptions, extraneous use of exclamation points)<\/p><\/li><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Text Messages<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">In our commitment to safeguard your information and authenticate your identity, Soteria Market may send you a one-time authentication code via text message (SMS). By using our services, you hereby accept and agree to receive such text messages for authentication purposes.<\/p><h2 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Consent for Receiving Authentication Codes<\/h2><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">To comply with regulations and best practices, including those outlined by the Telephone Consumer Protection Act (TCPA) and the Cellular Telecommunications Industry Association (CTIA), we require your express written consent to send you these authentication codes. This consent ensures that we adhere to legal requirements, build trust, and maintain strong customer relationships.<\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Express Written Consent:<\/span>&nbsp;By agreeing to these terms and conditions, you are providing your express written consent to receive SMS messages from Soteria Market for authentication purposes.<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Clarity and Transparency:<\/span>&nbsp;We will only send you messages that are necessary for authentication. You will have the option to opt-out at any time.<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\"><span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Data Protection:<\/span>&nbsp;Your data will be handled securely, in compliance with data protection laws.<\/p><\/li><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Pricing, Payments &amp; Billing<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Specific pricing shall be established between Soteria and the User Account as part of the User Account acceptance process and set forth in the User Agreement.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Soteria does not charge User Accounts for use of the tools necessary to research and privately share Deal Opportunities with other User Accounts for the purposes of seeking an acquirer, investor, or lender.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">In certain cases, Soteria may charge User Accounts to originate Shared Deal Opportunities. If you reasonably believe that you should not have received a Shared Deal Opportunity, you can notify us by email at&nbsp;<a data-v-01372f05=\"\" href=\"mailto:Support@SoteriaMarket.com\" target=\"_blank\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;cursor: pointer\">Support@SoteriaMarket.com<\/a>. Soteria will review the materials and determine whether any refunds are appropriate.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">User Agreement Fees &amp; Services<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">User Accounts will only be charged Per Deal Fees, Subscription Fees or other services as set in the User Agreement. Changes in the User Agreement will not be valid unless agreed in advance, in writing and signed by both parties. Unless otherwise indicated via their User Agreement, the term of the User Agreement begins with the recorded time of the online acceptance of the T&amp;C by the first User of a User Account (the \u201c<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;font-weight: bolder\">Start Date<\/span>\u201d).<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Per Deal Fees<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">User Accounts that have elected to procure Per Deal Fees will be billed as set forth in their User Agreement.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Unless otherwise specified, Soteria will bill your User Account monthly for Per Deal Fees for any other services occurring in the previous calendar month.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">If User Accounts pay up-front for a set number of Shared Deal Opportunities, Soteria will thereafter bill the User Account monthly for additional Shared Deal Opportunities received on a Per Deal Fee basis. Soteria will notify your User Account in advance when you have used up your Pre-Paid Shared Deal Opportunities. User Accounts have the ability in the Platform to turn off Shared Deal Opportunities at any time in addition to being able to set a limit on the number of Shared Deal Opportunities received each month.<\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Success Fees<\/h1><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Where Success Fees Apply<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">When set forth in a User Agreement, User Accounts shall pay to Soteria a Success Fee in connection with a Consummated Transaction whether the User Account closes the Shared Deal Opportunity itself or through a newly created entity formed for the purposes of closing such transaction.<\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Requirement to Disclose<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">You agree to notify Soteria within five (5) business days, via the Platform or via email (email:&nbsp;<a data-v-01372f05=\"\" href=\"mailto:Agent@SoteriaMarket.com\" target=\"_blank\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;cursor: pointer\">Agent@SoteriaMarket.com<\/a>&nbsp;<span data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\">or via your Soteria Agent) when any of the following events have occurred:<\/span><\/p><ul data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 24px;margin: 0px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400\"><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">You or your firm \/ company have submitted or entered into any agreement, memorandum (for example, a written IOI, written term sheet, written LOI, or similar equivalent), or other understanding with respect to a Shared Deal Opportunity.<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px;margin: 0px 0px 16px\">The occurrence of a Consummated Transaction.<\/p><\/li><li data-v-01372f05=\"\" data-list-text=\"\uf0b7\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px;margin: 0px 0px 16px\">You also agree to keep Soteria informed from time to time of the estimated closing timeline for a Shared Deal Opportunity and the Transaction Consideration (as defined above), including the timing of any future contingent or deferred payments related to an earnout.<\/p><\/li><\/ul><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Each User Account agrees and acknowledges to furnish updates and information required to be disclosed (see section \u2013 Requirement to Disclose) pursuant to the T&amp;C regarding the applicable Shared Deal Opportunity, and that for these purposes, Soteria shall be treated, if necessary, as a representative of each User Account or any affiliate of the User Account.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">To the extent a User Account elects to terminate User Agreement at any time, the User Account remains contractually obligated to the above disclosure requirements with respect to any still active Shared Deal Opportunities for the entirety of the Tail Period.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt;text-align: justify\">User Accounts who fail to adhere to the above disclosure requirements may be in \u201cmaterial breach\u201d of the T&amp;C as contemplated and may be suspended, flagged, or removed from the Soteria platform at Soteria\u2019s sole discretion.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Success Fee Rates and Payment Terms<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The Success Fee payable to Soteria is equal to the Fee Rate (specified in the User Agreement) multiplied by the Transaction Consideration in connection with any Consummated Transaction consummated during the Tail. For the avoidance of doubt, the Tail is eighteen (18) months from the date that the Shared Deal Opportunity was first shared via the Platform. If the definitive documentation is signed during the Tail period and the transaction is consummated after the Tail period, the Success Fee shall still be owed.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Any Success Fees due shall be paid in full by wire transfer or other immediately available funds and are due at closing. Provided that the User Account has adhered to the \u201cRequirement to Disclose\u201d section, a grace period of five (5) business days shall not be unreasonably withheld. The portion of a Success Fee associated with any earn-out provision shall become payable at the time the earn-out is funded or paid (whether in cash or other assets).<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Past due amounts shall bear a late payment charge, until paid, at the rate of 24% per annum or the maximum amount permitted by law, whichever is less. All payment obligations are non-cancelable and fees paid are non-refundable. In addition, any and all fees and expenses incurred in connection with Soteria\u2019s collection of any fees<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">owed hereunder, including without limitation the Success Fee, shall be paid by the person investing, acquiring or lending with respect to a Shared Deal Opportunity. Such fees and expenses shall include Soteria\u2019s reasonable costs and disbursement and attorneys\u2019 fees incurred in enforcing its rights hereunder. Costs shall include, and not be limited to, losses, damages, costs and expenses, including, without limitation, reasonable attorneys\u2019, accountants\u2019, investigators\u2019, and experts\u2019 fees and expenses, sustained or incurred in connection with the collection of any such amounts.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Remedies for Failure to Disclose and Pay Success Fees on Consummated Transactions<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">In the event that a User Account fails to notify Soteria of a successfully Consummated Transaction originated through the Platform and Soteria separately, and through its own means, discovers the Consummated Transaction, the User Account shall owe Soteria two (2x) times the Fee Rate percentage (specified in the User Agreement).<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">We reserve the right to access, read, and disclose information (other than any information that you designate as confidential) to the extent necessary to enforce the payment of Success Fees.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Where Per Deal Fees and Success Fees Do Not Apply<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Soteria is not entitled to Per Deal Fees or Success Fees only when a User Account can demonstrate two-way communication regarding a Deal Opportunity prior to such Deal Opportunity becoming a Soteria Shared Deal Opportunity. It is the burden of the User Account to provide proof that the Deal Opportunity was received prior to the date and time of the Deal Opportunity being deemed a Shared Deal Opportunity. In the event that you believe that a Per Deal Fee or Success Fee is not owed to Soteria, you are required to notify Soteria via email (<a data-v-01372f05=\"\" href=\"mailto:Agent@SoteriaMarket.com\" target=\"_blank\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;cursor: pointer\">Agent@SoteriaMarket.com<\/a>) within five<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">(5) business days of receipt of the Shared Deal Opportunity from Soteria. In the event that such notice is not made within such five (5) days, the User Account consents to pay the appropriate fees as contemplated in the T&amp;C.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">For the avoidance of doubt, if you discover or otherwise learn of a Deal Opportunity through the Soteria Platform, proceed to interact entirely outside of the platform with the counterparty, and the Deal Opportunity becomes a Consummated Transaction subject to the Tail in the T&amp;C, the Success Fee is still owed to Soteria.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Special Terms only for Buy-side M&amp;A Advisors<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Investment banks and M&amp;A advisory firms may only use Soteria to originate Deal Opportunities (i.e. receive teasers) on behalf of buy-side clients with whom they have a formal legally binding retainer arrangement. Deal Opportunities received on behalf of these retainer clients may not be shared with non-retainer companies under any circumstances.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Intellectual Property and Copyright.<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The Contents of the Platform are the property of Soteria or its content suppliers, and are subject to the copyright or other intellectual property rights of Soteria and to the terms of licenses held by Soteria. Such intellectual property is protected by federal and state law.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">User License<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Subject to the T&amp;C, we grant each user of the Platform a worldwide, non-exclusive, non-sublicensable and non-transferable license to use and display locally Content solely for purposes of accessing and using the Platform. Any unauthorized use, reproduction, modification, distribution, transmission, republication, display or performance of the Content and software on this Platform, or of any products or services sold by Soteria, is strictly prohibited. You may copy information from the Platform only as strictly necessary for your own use of the Platform. Otherwise, no portion of the Platform may be reproduced, duplicated, copied, sold, resold, licensed, rented or otherwise exploited for any commercial purpose that is not expressly permitted by Soteria. The commercial use or public dissemination of any information and data gathered from Soteria is strictly prohibited, unless specifically authorized in writing. Any violation of the foregoing may subject you to compensatory and punitive damages, and shall specifically also entitle Soteria to equitable relief, in addition to any other available remedies.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">User Content<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">All Content added, created, uploaded, submitted, distributed, or posted to the Platform by Users (collectively, \u201cUser Content\u201d), whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such User Content. You represent and warrant that you have all rights to provide the User Content and grant the licenses set forth below to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, droit moral rights, trademarks, contract rights, or any other intellectual property or proprietary rights.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 9pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">License to Soteria<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">You grant to Soteria a limited, non-exclusive, non-sublicensable and non-transferable license to use any information disclosed to Soteria, whether it is deemed User Content or information disclosed pursuant to the section \u201cRequirement to Disclose,\u201d solely for purposes of marketing the Platform, provided that in no event shall Soteria use the actual names of the parties. In addition, Soteria shall be permitted to aggregate all such information for internal or commercial purposes, provided that in no event shall any such information sold include the actual names of the parties unless that information is already in the public domain.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Availability of Content<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">We do not guarantee that any Content will be made available on the Platform or through the Services. Soteria reserves the right, in its sole discretion, to (i) remove, edit or modify any Content, at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities that such Content infringes or appears to infringe on intellectual property rights owned by others or if we are concerned that you may have violated the T&amp;C), or for no reason at all; and (ii) to remove or block any Content from the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Copyright Infringement<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">If you believe that any material contained in the Platform infringes your intellectual property, you should notify Soteria of the alleged infringement in accordance with the following procedure: Send any notification of claimed copyright infringement to&nbsp;<a data-v-01372f05=\"\" href=\"mailto:Info@SoteriaMarket.com\" target=\"_blank\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;cursor: pointer\">Info@SoteriaMarket.com<\/a>. To be effective, the notification must be in writing and include the following information: (i) physical or electronic signature of the owner or authorized agent of the owner of the allegedly infringed work; (ii) identification of the<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">allegedly infringed work; identification of the material that is claimed to be infringing and reasonably sufficient information for Soteria to locate the material; (iii) contact information of the notifying party, such as address, telephone number and email; (iv) a statement that the notifying party has a good faith belief that the use of the material in the manner complained of is not authorized by the owner of the allegedly infringed work, its agent or the law; and (v) a statement, under penalty of perjury that the information in the notification is accurate and the notifying party is the owner or authorized agent of the allegedly infringed work.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Hyperlinks<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The Platform may contain links to third party websites, and other websites may contain links to the Platform. Any such link is provided only as a convenience. The inclusion of any link does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Soteria of any information contained in any third party website. In no event shall Soteria be responsible or liable for the information contained on that third party website, your use of or inability to use such website and any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such information, products or services available on or through any such website. You should also be aware that the terms and conditions of such website and the website\u2019s privacy policy may be different from those applicable to your use of the Platform.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Third Party Content<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Certain portions of the Platform, including, without limitation, information on certain private companies, may contain unedited or third party content. All postings, messages, text, images, links to third-party websites or other materials published or otherwise made available through this section (the \u201cThird Party Content\u201d) are the sole responsibility of the person(s) who originated such Third Party Content. Soteria has no obligation to monitor, does not control and does not investigate or validate such Third Party Content; provided that Soteria reserves the right at all times (but will not have an obligation) to remove any Third Party Content. By using this Third Party Content, you agree to not rely on the Third Party Content in connection with your use of the Platform and understand that you may be exposed to Third Party Content that is, without limitation, inaccurate, inappropriate, misleading, unlawful, offensive or otherwise objectionable, and that Soteria makes no representations or warranties regarding the Third Party Content and is not responsible or liable in any manner for the Third Party Content or the conduct, whether online or offline, of any User. The Third Party Content does not constitute legal or financial advice and must not be used in the place of legal counsel or financial due diligence. You should independently evaluate and verify all Third Party Content.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt;line-height: 47.36px\">Key Legal Points Termination<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">We may terminate your access to all or any part of the Platform at any time. All provisions of the T&amp;C which by their nature should survive termination shall survive termination, including, without limitation, licenses of User Content, all applicable fees owed to Soteria, ownership provisions, warranty disclaimers, indemnity and limitations of liability.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">If service is terminated or suspended by Soteria due to breach by you or any User of a User Account, including for non-payment, then you still owe, and must pay to Soteria, the entire amount payable for such term, and any past due amounts will accrue interest.<\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Limitations of Liability<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Any material downloaded, accessed or otherwise obtained through the Platform is obtained at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results therefrom. EXCEPT AS EXPRESSLY SET FORTH HEREIN, SOTERIA AND ALL OF ITS THIRD-PARTY LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING ANY (I) WARRANTIES OF TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE AS TO THE PLATFORM, INCLUDING THE CONTENT, INFORMATION, DATA, SOFTWARE, OR PRODUCTS CONTAINED THEREIN, OR THE RESULTS OBTAINED BY THEIR USE OR AS TO THE PERFORMANCE THEREOF; (II) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE; AND (III) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS TO OR USE OF THE PLATFORM. SOTERIA PROVIDES THE PLATFORM AND ALL COMPONENTS THEREOF ARE PROVIDED ON AN \u201cAS IS\u201d BASIS AND YOUR USE OF THE PLATFORM IS AT YOUR OWN RISK. SOTERIA MAKES NO GUARANTEES OR WARRANTIES OF ANY KIND AS TO THE SECURITY, ADEQUACY, COMPLETENESS, SUFFICIENCY, TIMELINESS OR ACCURACY OF ANY CONTENT OR MATERIAL AVAILABLE IN OR THROUGH THE PLATFORM, THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED, OR THAT ANY CONTENT OR SOFTWARE AVAILABLE AT OR THROUGH THE PLATFORM IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">YOU HEREBY AGREE THAT ANY MONETARY CLAIMS OF ANY KIND ASSESSED AGAINST SOTERIA OR ITS DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS ARISING OUT OF OR RELATING TO THE USE OF THE PLATFORM SHALL NOT EXCEED (IN AGGREGATE) OF THE GREATER OF (I) THE TOTAL AMOUNT YOU (OR ANY OTHER USER) PAID TO SOTERIA FOR THE PLATFORM; OR (II) $500. IN NO EVENT SHALL SOTERIA OR ITS DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS BE LIABLE TO YOU, OR TO ANY THIRD PARTY, FOR ANY LOST PROFITS, DATA LOSS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL, COMPENSATORY OR INDIRECT DAMAGES OF ANY KIND WHATSOEVER (HOWEVER ARISING), EVEN IF ADVISED AS TO THE POSSIBILITY OF SUCH DAMAGES, REGARDLESS OF WHETHER THE CLAIM FOR SUCH DAMAGES IS BASED IN CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR OTHERWISE. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT YOUR EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS (E.G., YOU CANNOT ACCESS YOUR INTERNET PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. SOTERIA CANNOT AND DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE PLATFORM.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Indemnity<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">You agree to indemnify and hold harmless Soteria, our affiliates and each of our and their respective officers, directors, agents, and employees, from and against any suit, action, claim, demand, penalty or loss, including reasonable attorneys\u2019 fees, made by or resulting from any third party due to or arising out of your (or any third party using your Account or identity in the Platform) use or misuse of the Platform, breach of the<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">T&amp;C or the materials it incorporates by reference, or violation of any law, regulation, order or other legal mandate or the rights of a third party. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with us in asserting any available defenses.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Choice of Law<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">You will resolve any claim, cause of action or dispute (together a \u201cclaim\u201d) you have with Soteria arising out of or relating to the Platform or the T&amp;C or your User Agreement exclusively in New York County, New York. The laws of the State of New York will govern the T&amp;C and your User Agreement, as well as any claim that may arise between you and Soteria, without regard to conflict of law principles. In any dispute arising under the T&amp;C or your User Agreement, the prevailing party will be entitled to reasonable attorneys\u2019 fees and expenses.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Arbitration and Class Action Waiver<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND US (WHETHER OR NOT SUCH DISPUTE INVOLVES A THIRD PARTY) WITH REGARD TO YOUR RELATIONSHIP WITH US, INCLUDING WITHOUT LIMITATION DISPUTES RELATED TO THE T&amp;C, YOUR USE OF THE PLATFORM, FEES OWED, AND\/OR RIGHTS OF PRIVACY AND\/OR PUBLICITY, WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION IN NEW YORK, NEW YORK UNDER THE<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">STREAMLINED ARBITRATION RULES AND PROCEDURES (\u201cRULES\u201d) OF JAMS THEN IN EFFECT, BY ONE COMMERCIAL ARBITRATOR WITH SUBSTANTIAL EXPERIENCE IN RESOLVING INTELLECTUAL PROPERTY AND COMMERCIAL CONTRACT DISPUTES, WHO SHALL BE SELECTED FROM THE APPROPRIATE LIST OF JAMS ARBITRATORS IN ACCORDANCE WITH SUCH RULES, AND YOU AND WE HEREBY EXPRESSLY WAIVE TRIAL BY JURY. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">As an alternative, you may bring your claim in your local \u201csmall claims\u201d court, if permitted by that small claims court\u2019s rules and if within such court\u2019s jurisdiction, unless such action is transferred, removed or appealed to a different court. You may bring claims only on your own behalf. Neither you nor we will participate in a class action or class-wide arbitration for any claims covered by this agreement. YOU ARE GIVING UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS USER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST US INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">INDIVIDUAL ARBITRATIONS. You also agree not to participate in claims brought in a private attorney general or representative capacity, or consolidated claims involving another person\u2019s Account, if we are a party to the proceeding.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">This section will be governed by the Federal Arbitration Act and not by any state law concerning arbitration. Judgment on the award rendered by the arbitrator may be entered in any court having competent jurisdiction. Any provision of applicable law notwithstanding, the arbitrator will not have authority to award damages, remedies or awards that conflict with the T&amp;C.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, related to or connected with the use of Platform or the T&amp;C must be filed within one (1) year after such claim of action arose or be forever banned, provided that with respect to the payment of the Success Fee, the one (1) year period shall begin upon Soteria\u2019s actual knowledge of a Consummated Transaction.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 4pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">If the prohibition against class actions and other claims brought on behalf of third parties contained above is found to be unenforceable, then all of the preceding language in this section will be null and void. This section will survive the termination of your relationship with Soteria.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Miscellaneous<\/h1><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Email Communication<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Soteria uses email to communicate with Users. You hereby authorize and agree that Soteria may communicate with you via email and you consent to receiving and giving any notice required under the T&amp;C or any other agreement with Soteria via email.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt;text-align: justify\">Soteria will use reasonable efforts to honor any request you may have to opt out from receiving emails, but under no circumstance will Soteria have any liability for sending any email to any User Account or User. Electronic notices should be sent<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt;line-height: 13pt;text-align: justify\">to&nbsp;<a data-v-01372f05=\"\" href=\"mailto:Agent@SoteriaMarket.com\" target=\"_blank\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px;cursor: pointer\">Agent@SoteriaMarket.com<\/a>.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Use of User Names<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 5pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">With your consent, either in writing or via electronic mail, Soteria may share on its websites the existence of a Consummated Transaction to which the User Account is affiliated.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Severability<\/h1><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 6pt 0px 0px 6pt;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">Any finding of illegality, invalidity or unenforceability of any provision or term of the T&amp;C shall not affect the legality, validity or enforceability of any other provision or term of the T&amp;C.<\/p><p data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px 0px 16px;font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\"><br data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px;margin: 0px\"><\/p><h1 data-v-01372f05=\"\" style=\"background-repeat: no-repeat;padding: 0px 0px 0px 6pt;margin: 0px;font-family: Roboto, sans-serif;letter-spacing: normal;text-indent: 0pt\">Entire Understanding<\/h1><span style=\"font-family: Roboto, sans-serif;font-size: 16px;font-weight: 400;text-indent: 0pt\">The T&amp;C sets forth the entire understanding and agreement between the parties with respect to the subject matter herein (excluding the terms and conditions of any User Agreement). We shall not be liable for any failure to perform our obligations hereunder where such failure results from any cause beyond our reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation. You may not assign the T&amp;C or User Agreement, or assign, transfer or sublicense your rights, if any, in the Platform without our prior written consent, which will not be unreasonably withheld or delayed. We may assign, transfer or delegate any of our rights and obligations hereunder without consent. A failure to act with respect to a breach by you or others does not waive Soteria\u2019s right to act with respect to subsequent or similar breaches. In the event that any provision or any portion of any provision of the T&amp;C or your User Agreement shall be held to be void or unenforceable, the remaining provisions of the T&amp;C and your User Agreement (and the balance of any provisions held void or unenforceable in part only) shall continue in full force and effect. If you do not agree with any part of these terms and conditions, or you have a dispute or claim against Soteria or its supplier or affiliates with respect to the T&amp;C or your User Agreement you should immediately refrain from using the Platform. Any non-use of the Platform shall not act as a waiver of fees, penalties, or interest to which Soteria may be entitled pursuant to the T&amp;C. No agency, partnership, joint venture, or employment relationship is created as a result of the T&amp;C or your User Agreement and neither party has any authority of any kind to bind the other in any respect.<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Welcome to Soteria. We appreciate your interest in the service. It is important that you read, understand and adhere to the following terms and conditions: General Terms and Conditions The following terms and conditions (the \u201cT&amp;C\u201d) govern your use of the Platform. The T&amp;C applies to all users of the Platform. All use of the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"content-type":"","footnotes":""},"class_list":["post-795","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/pages\/795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/comments?post=795"}],"version-history":[{"count":6,"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/pages\/795\/revisions"}],"predecessor-version":[{"id":801,"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/pages\/795\/revisions\/801"}],"wp:attachment":[{"href":"https:\/\/www.soteriamarket.com\/index.php\/wp-json\/wp\/v2\/media?parent=795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}